Sandbox
Simulate a card payment
Sandbox only. Simulates a merchant payment on an ACTIVE card whose product supports every operation. It fires transaction.created, then transaction.updated unless outcome is PENDING. Returns 404 in production.
POST
/
v1
/
sandbox
/
spend
Simulate a card payment
curl --request POST \
--url https://{sandboxHost}/v1/sandbox/spend \
--header 'Content-Type: application/json' \
--header 'X-API-KEY: <api-key>' \
--data '
{
"cardId": "2026100117908000004821",
"amount": "19.99",
"merchantName": "<string>",
"outcome": "COMPLETED"
}
'import requests
url = "https://{sandboxHost}/v1/sandbox/spend"
payload = {
"cardId": "2026100117908000004821",
"amount": "19.99",
"merchantName": "<string>",
"outcome": "COMPLETED"
}
headers = {
"X-API-KEY": "<api-key>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {'X-API-KEY': '<api-key>', 'Content-Type': 'application/json'},
body: JSON.stringify({
cardId: '2026100117908000004821',
amount: '19.99',
merchantName: '<string>',
outcome: 'COMPLETED'
})
};
fetch('https://{sandboxHost}/v1/sandbox/spend', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://{sandboxHost}/v1/sandbox/spend",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'cardId' => '2026100117908000004821',
'amount' => '19.99',
'merchantName' => '<string>',
'outcome' => 'COMPLETED'
]),
CURLOPT_HTTPHEADER => [
"Content-Type: application/json",
"X-API-KEY: <api-key>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://{sandboxHost}/v1/sandbox/spend"
payload := strings.NewReader("{\n \"cardId\": \"2026100117908000004821\",\n \"amount\": \"19.99\",\n \"merchantName\": \"<string>\",\n \"outcome\": \"COMPLETED\"\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("X-API-KEY", "<api-key>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://{sandboxHost}/v1/sandbox/spend")
.header("X-API-KEY", "<api-key>")
.header("Content-Type", "application/json")
.body("{\n \"cardId\": \"2026100117908000004821\",\n \"amount\": \"19.99\",\n \"merchantName\": \"<string>\",\n \"outcome\": \"COMPLETED\"\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://{sandboxHost}/v1/sandbox/spend")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["X-API-KEY"] = '<api-key>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"cardId\": \"2026100117908000004821\",\n \"amount\": \"19.99\",\n \"merchantName\": \"<string>\",\n \"outcome\": \"COMPLETED\"\n}"
response = http.request(request)
puts response.read_body{
"code": 0,
"message": "ok",
"data": {
"transactionId": "TXN8F3A21C0",
"cardId": "2026100117908000004821",
"type": "PURCHASE",
"status": "COMPLETED",
"amount": "19.99",
"currency": "USD",
"billAmount": "19.99",
"billCurrency": "USD",
"fee": "0",
"merchant": {
"name": "OPENAI *CHATGPT SUBSCR",
"country": "US",
"mcc": "5734"
},
"description": "<string>",
"transactionTime": "2026-10-03T14:12:09Z",
"previousStatus": "<string>"
}
}{
"code": 4011,
"message": "This card can't be topped up through the API. Use the dashboard for this card.",
"data": {}
}{
"code": 4011,
"message": "This card can't be topped up through the API. Use the dashboard for this card.",
"data": {}
}{
"code": 4011,
"message": "This card can't be topped up through the API. Use the dashboard for this card.",
"data": {}
}{
"code": 4011,
"message": "This card can't be topped up through the API. Use the dashboard for this card.",
"data": {}
}{
"code": 4011,
"message": "This card can't be topped up through the API. Use the dashboard for this card.",
"data": {}
}Authorizations
Create keys in the dashboard under Settings → API keys. Production keys start with smk_live_.
Body
application/json
The card's id, from card/list or card/create.
Example:
"2026100117908000004821"
USD.
Example:
"19.99"
Defaults to SANDBOX MERCHANT.
Final state of the payment.
Available options:
COMPLETED, PENDING, FAILED Example:
"COMPLETED"
⌘I
Simulate a card payment
curl --request POST \
--url https://{sandboxHost}/v1/sandbox/spend \
--header 'Content-Type: application/json' \
--header 'X-API-KEY: <api-key>' \
--data '
{
"cardId": "2026100117908000004821",
"amount": "19.99",
"merchantName": "<string>",
"outcome": "COMPLETED"
}
'import requests
url = "https://{sandboxHost}/v1/sandbox/spend"
payload = {
"cardId": "2026100117908000004821",
"amount": "19.99",
"merchantName": "<string>",
"outcome": "COMPLETED"
}
headers = {
"X-API-KEY": "<api-key>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {'X-API-KEY': '<api-key>', 'Content-Type': 'application/json'},
body: JSON.stringify({
cardId: '2026100117908000004821',
amount: '19.99',
merchantName: '<string>',
outcome: 'COMPLETED'
})
};
fetch('https://{sandboxHost}/v1/sandbox/spend', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://{sandboxHost}/v1/sandbox/spend",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'cardId' => '2026100117908000004821',
'amount' => '19.99',
'merchantName' => '<string>',
'outcome' => 'COMPLETED'
]),
CURLOPT_HTTPHEADER => [
"Content-Type: application/json",
"X-API-KEY: <api-key>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://{sandboxHost}/v1/sandbox/spend"
payload := strings.NewReader("{\n \"cardId\": \"2026100117908000004821\",\n \"amount\": \"19.99\",\n \"merchantName\": \"<string>\",\n \"outcome\": \"COMPLETED\"\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("X-API-KEY", "<api-key>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://{sandboxHost}/v1/sandbox/spend")
.header("X-API-KEY", "<api-key>")
.header("Content-Type", "application/json")
.body("{\n \"cardId\": \"2026100117908000004821\",\n \"amount\": \"19.99\",\n \"merchantName\": \"<string>\",\n \"outcome\": \"COMPLETED\"\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://{sandboxHost}/v1/sandbox/spend")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["X-API-KEY"] = '<api-key>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"cardId\": \"2026100117908000004821\",\n \"amount\": \"19.99\",\n \"merchantName\": \"<string>\",\n \"outcome\": \"COMPLETED\"\n}"
response = http.request(request)
puts response.read_body{
"code": 0,
"message": "ok",
"data": {
"transactionId": "TXN8F3A21C0",
"cardId": "2026100117908000004821",
"type": "PURCHASE",
"status": "COMPLETED",
"amount": "19.99",
"currency": "USD",
"billAmount": "19.99",
"billCurrency": "USD",
"fee": "0",
"merchant": {
"name": "OPENAI *CHATGPT SUBSCR",
"country": "US",
"mcc": "5734"
},
"description": "<string>",
"transactionTime": "2026-10-03T14:12:09Z",
"previousStatus": "<string>"
}
}{
"code": 4011,
"message": "This card can't be topped up through the API. Use the dashboard for this card.",
"data": {}
}{
"code": 4011,
"message": "This card can't be topped up through the API. Use the dashboard for this card.",
"data": {}
}{
"code": 4011,
"message": "This card can't be topped up through the API. Use the dashboard for this card.",
"data": {}
}{
"code": 4011,
"message": "This card can't be topped up through the API. Use the dashboard for this card.",
"data": {}
}{
"code": 4011,
"message": "This card can't be topped up through the API. Use the dashboard for this card.",
"data": {}
}